Discovering The Truth About GlassJune 25, 2018
What to do if You Have a Broken Windshield
It is a fact that windshields actually account for the number one claim that people have with their insurance company. The percentage of claims about windshield is said to be at about thirty percent.
When you use a car every day the chances of your encountering a broken windshield is high and this may be part of your experience already. You might see that there is a small chip and you need to have that fixed immediately because that can cause a bigger problem if not fixed right away.
If you find something wrong with your windshield you need not panic about it. If you want a step by step guide on how to have it fixed then you just need to read further on to find that information.
The first thing that you need to do is phone your insurance company. You need to immediately notify your insurance company about it. Aside from contacting your auto insurance company you also need to have save pictures of the windshield that is broken so that you can show this to the insurance company. If the cause of the broken windshield is a rock that is found on the road then this can be considered as no-fault in your insurance coverage. This is good news for you as this will yield you no deductions on your auto insurance.
You also need to review your insurance policy to see if you have included comprehensive coverage in it.
The second thing that you need to do is to file for your claim from the insurance company. Before you do this you need to be ready first with the proper information and the pictures too of the broken windshield. Auto glass claim is the name given to this kind of claim. How you file your auto glass claim will be determined by the means of filing that is offered by your insurance company. Two of the ways by which you can file an auto glass claim is through talking over the phone or going to the claims section part of their website.
Next is you have to keep in mind that there are some scams involved in the repairing of the windshield. There are people who were scammed when they are about to have their windshield fixed. Do not talk to someone in the repair shop who speaks to you about a rebate. You can also inquire from your insurance company about their recommended auto repair shops.
Next step is to have the windshield fixed. You can go to your own repair shop or to the repair shops affiliated with the insurance company.
After it is repaired then you file for reimbursement. If the repair shop is of your choice then you need to have a receipt presented.